Residential & Commercial Property Insurance

Get personalized quotes for your home, condo, investment property, or commercial building — fast!

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Why Choose Lucleon for Property Insurance?

  • Coastal Expertise: Florida-based agency specializing in high-risk coastal zones. We understand hurricane, wind, and flood exposures and work with the right carriers to find our clients strong coverage for properties statewide.
  • Short-Term Rental Specialists: Affordable, comprehensive coverage for Airbnb, VRBO, and vacation rentals (including unique coastal STR value protection).
  • Commercial Property Solutions: Business Owners Packages (BOP), commercial property, builders risk, inland marine, and more for retail, offices, rental buildings, and mixed-use properties.
  • Fast Quotes: Many property quotes can be delivered in under 59 minutes with access to 150+ carriers.

Property Insurance We Specialize In

  • Residential: Homeowners, Condo, Landlord / Dwelling
  • Investment / Vacation Rentals: Short-term rental (STR) insurance for Airbnb and VRBO hosts along Florida's coastlines.
  • Commercial: Commercial Property, Business Owners Policy (BOP), Builders Risk, Flood, and Umbrella coverage
  • Flood: Separate flood policies (critical for coastal properties)

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Commercial and Business Insurance

Commercial Lines Insurance Products

  • Business Owners Package
  • Commercial Auto
  • Commercial Property
  • Commercial Umbrella
  • General Liability
  • Inland Marine
  • Workers Compensation
  • Builders Risk
  • Flood
Lucleon Insurance coastal Florida scene

Personal Lines Insurance

Personal Lines Insurance Products

  • Home
  • Auto
  • Liability / Umbrella
  • Flood

Protect Your Future

Looking for reliable insurance coverage? Learn more about our trusted protection plans designed for your needs. We provide personalized services in home, auto, commercial, and business insurance. Protect what matters most today—contact us for a free, no-obligation quote or visit our FAQ’s for quick answers.