Insurance?
Simple.
Floridians' Favorite Independent Insurance Agency
Top Rated P&C Insurance Broker
Personal & Commercial
Insurance?
Simple.
Floridians' Favorite Independent Insurance Agency
Top Rated P&C Insurance Broker
Personal & Commercial
Insurance?
Simple.
Floridians' Favorite Independent Insurance Agency
Top Rated P&C Insurance Broker
Personal & Commercial
Insurance?
Simple.
Floridians' Favorite Independent Insurance Agency
Top Rated P&C Insurance Broker
Personal & Commercial
Insurance?
Simple.
Floridians' Favorite Independent Insurance Agency
Top Rated P&C Insurance Broker
Personal & Commercial
Insurance?
Simple.
Floridians' Favorite Independent Insurance Agency
Top Rated P&C Insurance Broker
Personal & Commercial
Why Lucleon Insurance Agency?
Do You Know If You're Paying Too Much For Insurance?
Day by day we are continually saving people thousands of dollars on their policies. See for yourself in the google reviews section!
Reliable & Competitive
Choosing the right insurance agent makes all the difference. Many agents are not independent, therefore they only represent one company and one brand of insurance. Founder and Principal Steven H. Craft, Jr. chose to forge a different path.
As an independent Agency, Lucleon has access to over 150 insurance carriers. This strategic positioning in the industry enables Lucleon to provide clients with high quality, competitive options that are out of reach for captive agencies.
Steven and his team can help you with insurance products like home insurance, commercial property insurance, auto insurance, flood insurance, liability insurance, business insurance and more. View our services page for more info.
Effortless & Simple
New policies with us are effortless and simple. Lucleon is committed to the highest level of service. We make it our priority to understand your needs and identify any problem areas so that we can bring you the best solutions.
Reviews
EXCELLENT Based on 105 reviews Posted on Omar ArmenterosTrustindex verifies that the original source of the review is Google. I've been doing business with Lucleon for years and have always appreciated their help. They always do their best to fit my needs with insurance policies that make sense. They are quick to respond and take care of their customers.Posted on KJ STrustindex verifies that the original source of the review is Google. Very responsive and courteous. They found me a less expensive policy for my short term rental unit without me even having to ask. I have mostly dealt with Kayleigh and she is wonderful.Posted on Rory StallardTrustindex verifies that the original source of the review is Google. Very fair pricePosted on Nicole HuddleTrustindex verifies that the original source of the review is Google. I love Lucleon Insurance. Their staff is helpful, knowledgeable, and professional. They have found great insurance for me and are always looking to save me money. Thank you so much!Posted on brittany cartyTrustindex verifies that the original source of the review is Google. They were great to work with- would highly recommend!Posted on Greg MandesTrustindex verifies that the original source of the review is Google. Steven and his team do a great job looking out for their clients and checking for savings . Highly recommendPosted on Christine GlennonTrustindex verifies that the original source of the review is Google. I was in the process of losing my home due to the excessive high price of home insurance. Read several reviews on Lucleon Insurance and agent, Steve Craft, and decided that was the person to do business with. Please get in touch with this Lucleon Insurance and you won’t be disappointed!!Posted on Darren StaggersTrustindex verifies that the original source of the review is Google. Very responsive, answered all questions and concerns promptly, and ensured we had the product to meet our needs. Also very courteous.Posted on Don ParsonsTrustindex verifies that the original source of the review is Google. Steven has been thorough and responsive. Competitive rates and great customer service.
5-Star Reviews
"I've been doing business with Lucleon for years and have always appreciated their help. They always do their best to fit my needs with insurance policies that make sense. They are quick to respond and take care of their customers."
— Omar A.
"Very responsive, answered all questions and concerns promptly, and ensured we had the product to meet our needs. Also very courteous."
— D. Staggers
"Steven has been fantastic to work with! I had an exhaustive search for insurance to insure my property down on 30A and found him to be extremely trustworthy. We're now going on year 2 and I couldn't be more satisfied."
— Ben M.
"In these uncertain insurance times for we Floridians, I am so glad to have worked with Steven Craft at Lucleon Insurance to protect our home in Destin. He is ethical, thoughtful and worked to ensure us the lowest rate possible, saving us thousands."
— Bob H.
"Steven helped me save over $2000 on my home insurance! Very easy to work with. Would highly recommend!!"
— Henry C.
"Steven is an incredibly kind and honest man and found coverage for us that still has me reeling with unbelief. He found the same amount of coverage for our home for a fraction of the cost. Words cannot express my gratitude to Steven. I have found an agent whom I know will always have our best interest at heart."
— Doyle P.
Florida Insurance with Lucleon
As a trusted Florida insurance agency, Lucleon serves Florida residents from the Panhandle to the Keys. Need auto insurance in Fort Walton Beach? Home insurance coverage for 30A beachfronts? Flood protection for Inlet Beach properties? Or business insurance statewide? Our 150+ carriers ensure competitive quotes for all Florida insurance needs.
Call 850-361-2882 for personalized Florida insurance solutions today.
Quick-Quote Requests
Protect Your Future
Looking for reliable insurance coverage? Learn more about our trusted protection plans designed for your needs. We provide personalized services in home, flood, auto, commercial, and business insurance. Protect what matters most today—contact us for a free, no-obligation quote or visit our FAQ’s for quick answers.







