Choosing the right insurance agent makes all the difference. Many agents are not independent, therefore they only represent one company and one brand of insurance. Founder and Principal Steven H. Craft, Jr. chose to forge a different path.
As an independent Agency, Lucleon has access to over 150 insurance carriers. This strategic positioning in the industry enables Lucleon to provide clients with high quality, competitive options that are out of reach for captive agencies.
Steven and his team can help you with insurance products like home insurance, commercial property insurance, auto insurance, flood insurance, liability insurance, business insurance and more. View our services page for more info.
Effortless & Simple
New policies with us are effortless and simple. Lucleon is committed to the highest level of service. We make it our priority to understand your needs and identify any problem areas so that we can bring you the best solutions.
Reviews
EXCELLENT
Based on 105 reviews
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Omar Armenteros
Trustindex verifies that the original source of the review is Google.
I've been doing business with Lucleon for years and have always appreciated their help. They always do their best to fit my needs with insurance policies that make sense. They are quick to respond and take care of their customers.
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KJ S
Trustindex verifies that the original source of the review is Google.
Very responsive and courteous. They found me a less expensive policy for my short term rental unit without me even having to ask. I have mostly dealt with Kayleigh and she is wonderful.
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Rory Stallard
Trustindex verifies that the original source of the review is Google.
Very fair price
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Nicole Huddle
Trustindex verifies that the original source of the review is Google.
I love Lucleon Insurance. Their staff is helpful, knowledgeable, and professional. They have found great insurance for me and are always looking to save me money. Thank you so much!
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brittany carty
Trustindex verifies that the original source of the review is Google.
They were great to work with- would highly recommend!
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Greg Mandes
Trustindex verifies that the original source of the review is Google.
Steven and his team do a great job looking out for their clients and checking for savings . Highly recommend
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Christine Glennon
Trustindex verifies that the original source of the review is Google.
I was in the process of losing my home due to the excessive high price of home insurance. Read several reviews on Lucleon Insurance and agent, Steve Craft, and decided that was the person to do business with. Please get in touch with this Lucleon Insurance and you won’t be disappointed!!
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Darren Staggers
Trustindex verifies that the original source of the review is Google.
Very responsive, answered all questions and concerns promptly, and ensured we had the product to meet our needs. Also very courteous.
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Don Parsons
Trustindex verifies that the original source of the review is Google.
Steven has been thorough and responsive. Competitive rates and great customer service.
5-Star Reviews
"I've been doing business with Lucleon for years and have always appreciated their help. They always do their best to fit my needs with insurance policies that make sense. They are quick to respond and take care of their customers."
— Omar A.
"Very responsive, answered all questions and concerns promptly, and ensured we had the product to meet our needs. Also very courteous."
— D. Staggers
"Steven has been fantastic to work with! I had an exhaustive search for insurance to insure my property down on 30A and found him to be extremely trustworthy. We're now going on year 2 and I couldn't be more satisfied."
— Ben M.
"In these uncertain insurance times for we Floridians, I am so glad to have worked with Steven Craft at Lucleon Insurance to protect our home in Destin. He is ethical, thoughtful and worked to ensure us the lowest rate possible, saving us thousands."
— Bob H.
"Steven helped me save over $2000 on my home insurance! Very easy to work with. Would highly recommend!!"
— Henry C.
"Steven is an incredibly kind and honest man and found coverage for us that still has me reeling with unbelief. He found the same amount of coverage for our home for a fraction of the cost. Words cannot express my gratitude to Steven. I have found an agent whom I know will always have our best interest at heart."
— Doyle P.
150+ Carriers • BBB Accredited • 5.0 Stars on Google
Florida Insurance with Lucleon
As a trusted Florida insurance agency, Lucleon serves Florida residents from the Panhandle to the Keys. Need auto insurance in Fort Walton Beach? Home insurance coverage for 30A beachfronts? Flood protection for Inlet Beach properties? Or business insurance statewide? Our 150+ carriers ensure competitive quotes for all Florida insurance needs.
Call 850-361-2882 for personalized Florida insurance solutions today.
Lucleon Insurance: Trusted Partner in Destin & 30A
Lucleon Insurance: Trusted Partner in Destin & 30A
Explore our insurance solutions tailored for Destin, FL and the 30A corridor.
Our Home Base in Destin, FL: Serving the Heart of the Emerald Coast
At Lucleon Insurance Agency, we're proud to call Destin, Florida, our home office—right in the vibrant hub of the Panhandle where stunning beaches meet everyday life. From our central location in Destin, we provide tailored insurance solutions that protect what matters most to you, whether it's your family home, vehicle, or business. Our deep roots here give us an insider's understanding of the unique risks in this coastal paradise, from hurricane seasons to flood-prone areas, ensuring we deliver coverage that's as reliable as the Gulf breeze.
Discover Our Strong Presence in the Iconic 30A Corridor
Our presence extends far beyond Destin into the beautiful 30A corridor, one of Florida's most cherished stretches of coastline. We have a significant footprint in this picturesque region, serving communities from Miramar Beach's lively shores to the serene sands of Inlet Beach. Whether you're in the charming neighborhoods of Santa Rosa Beach, the artistic vibe of Seaside, or the upscale elegance of Rosemary Beach, our team is here to offer competitive quotes and personalized service. As an independent agency with access to over 150 carriers, we specialize in home, auto, flood, and business insurance designed for the 30A lifestyle—helping you safeguard your slice of paradise against whatever comes your way.
If you're seeking reliable home insurance in Inlet Beach, Florida, our Destin-based team at Lucleon specializes in coverage for the 30A area, from Miramar Beach to Rosemary Beach. We draw from 150+ carriers to protect against coastal risks like hurricanes and floods, ideal for beachfront homes in spots like Santa Rosa Beach or Seaside. Enjoy competitive rates and bundling options—contact us to secure your property in this stunning region.
For auto insurance in Miramar Beach, Florida, count on our expertise from Destin along the 30A corridor, covering nearby communities like Inlet Beach and Santa Rosa Beach. Our policies include liability, collision, and comprehensive options from top providers, with discounts for safe drivers enjoying drives through Seaside or Rosemary Beach. We make it easy to get protected—reach out for a personalized quote.
Need flood insurance for Santa Rosa Beach, Florida? From our home office in Destin, we partner with both NFIP Flood Carriers and Private Flood Carriers for coverage across the 30A stretch, including Miramar Beach and Inlet Beach. These policies address rising waters and storm damage, customized for flood zones in areas like Seaside or Rosemary Beach. We're here for you whenever you need us. Find true peace of mind—start with a quick assessment today.
Business Insurance Solutions in Rosemary Beach, FL
Looking for business insurance in Rosemary Beach, Florida? Our strong 30A presence from Destin extends to Inlet Beach, Miramar Beach, and beyond, with customizable liability and property coverage for local shops or offices in Santa Rosa Beach or Seaside. Backed by 150+ carriers, we help mitigate risks like damage or lawsuits—let's discuss how to safeguard your enterprise.
Looking for reliable insurance coverage? Learn more about our trusted protection plans designed for your needs. We provide personalized services in home, flood, auto, commercial, and business insurance. Protect what matters most today—contact us for a free, no-obligation quote or visit our FAQ’s for quick answers.
